RBI raised rates. Your EMI noticed.
First repo-rate hike since February 2023. Guess the damage, run the numbers, scrub through market day.
Guess first
₹50 lakh home loan, 20 years, 8.5% floating. The repo rate rose 0.25%. How much more per month?
Now play with it
Pick a loan type or drag the sliders. It's just maths, not a forecast.
Illustrative rates; your lender's rate will differ. Ignores fees.
Scrub the market day
The hike was widely expected. Drag through Wednesday and see what the Sensex did.
The repo-rate rollercoaster
Tap a bar. Bars start at 4.5% so the changes are easy to see.
Who feels it first?
Tap a card. Morning snapshot, around 10:17 AM.
Tap to flip
Big-ticket buys are often loan-financed, so borrowing costs matter here.
Tap to flip
Home loans drive demand, so a rate change gets noticed fast.
Tap to flip
A milder move: banks earn on lending, but funding costs and loan demand pull both ways.
By the close, Titan, Asian Paints and BEL were the biggest Sensex drags.
Quick check
Forward it to your group chat.
🧮 A 0.25% rise can add roughly ₹800/month on a ₹50 lakh, 20-year floating loan (illustrative).
📉 Sensex −429 pts, Nifty −173 pts on the day.
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